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Why You Should Never Own A Debit Card

Debit cards have become a very popular way to pay for everything from fast food to rental cars. The Federal Reserve reports that debit card transactions have been growing more than 20 percent annually and have surpassed credit card transactions.
The appeal is understandable.  Debit cards are quick and easy to use. 
But using a debit card […]

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How to Make Yourself Virtually Identity Theft PROOF in 60 Minutes or Less

The FBI has called it “The fastest growing crime in America.” Close to 10 million Americans every year are victimized by it and the costs are estimated at 50 billion dollars annually. Many criminals get off easy while the victims spend years working to restore their damaged credit reports and reputations. Worse yet, there seems […]

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Facts Consumers Should Know Before Using A Credit Repair Company

Have you ever wondered about those ads you see from companies and law firms which offer to fix your credit for a low monthly fee?  People with credit problems often ask me when it comes to improving their credit score whether they should hire a credit repair company or do it themselves? Unfortunately, there is […]

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Five Things Every Woman Should Know BEFORE Signing Any Credit Application!

Have you ever wondered if banks have a tendency to approve credit cards and loans for one sex more than the other?  If you are married (or plan to be) I will share with you five vital keys every married person should know before signing any credit application.
VITAL KEY #1: According to the Federal Equal […]

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The TRUTH About Creating An Alternate Credit File

What if I told you there was a way you could solve all your bad credit problems overnight by creating a brand new credit file in 24hrs - would you be interested?  And what if I told you this program was 100% legal and even backed by the federal government - would that sound too […]

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Facts You Should Know BEFORE Considering Credit Counseling or Debt Consolidation

There is one topic which every time I write about it seems to generate some hate mail while at the same time spawning a flurry of wonderful praise from consumers.  Of course, the hate mail is always from a few people that happen to own these “certain types” of businesses I discussed and those businesses […]

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Insider Techniques To Raise Your Credit Score… FAST!

If there is one question I’m asked by consumers more than any other about credit, it’s this “What’s the fastest way to raise my credit score?”.  My response is always the same “How much do you want to raise it?”
If you wish to increase your score from 580 to 650 then your strategy will be […]

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Is Your Credit Score Costing You A Fortune?

While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I’d like to quickly share with you how your credit score could be costing you a fortune (in more ways than you can imagine).
We all know a low credit score will make everything in the world of finance […]

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The TRUTH About Credit Repair…

Have you ever wondered what companies send you when they claim you can erase bad credit overnight?  How about those ads that say you can get any major credit card without a deposit or a credit check?
Ads abound almost everywhere these days (online and off) selling books, systems and secrets to help you fix your […]

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Why Online Presence Is Essential For Small Business Success

If you are any kind of small business or home operated business, online presence is essential. Majority of web site visitors are from the English speaking population due to the high levels of internet penetration in that category, online presence for all small enterprises cannot be overemphasized. The research data in the US about online […]

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